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Posts from October 23rd, 2026

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October
23

Buying New Construction in Bend, Oregon? Look Beyond the Builder's Incentives

Mortgage rate buydowns, adjustable-rate loans, upgrades and independent representation: what Central Oregon buyers should know before signing a builder's contract.

Buying a newly constructed home in Bend or elsewhere in Central Oregon can be appealing. Modern floor plans, energy-efficient features, attractive finishes and the opportunity to move into a home that has never been occupied are compelling advantages. And in today's housing market, builders may offer another incentive: financing packages designed to make the monthly payment more attractive.

But a lower advertised mortgage rate does not necessarily mean you're getting the best overall deal.

Before purchasing a new-construction home, buyers should understand how builder incentives work, what can be...

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